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Benefits to Purchasing Mortgage Protection From a Broker

Wondering if purchasing mortgage protection with a bank or broker is better? 

The answer is clear.

Save Money
Your broker will have access to more than one provider. They will search many providers to get you the best deal. You bank normally has a group policy and provides quotes from one provider only.
Free Cover
In many cases your broker can upgrade or add additional cover at no extra cost. This is because providers have to compete with other providers to win your business when you use a broker.
If you have health issues in many cases the bank will not be able to provide you with cover. Our advisors have years of experience with difficult cases so can help where many banks fail.
Flexibility in the Future
The CCPC in Ireland have advised that obtaining mortgage protection from your lender may restrict your ability to change lender in the future. This does not apply to those who use brokers.